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Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Policy
Written contract of insurance.
Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.
Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
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